Syllabus: GS II –Important aspects of governance, transparency and accountability, e-governance- applications, models, successes, limitations, and potential; citizens charters, transparency & accountability and institutional and other measures.  GS III Indian Economy and issues relating to planning, mobilisation of resources, growth, development and employment. 

1. What are the steps needed to prevent the Wilful defaulters which include tightening the internal and external audit systems of banks? Discuss.


The biggest banking scam in India has come to the forefront in the midst of celebrations of ‘Aazadi Ka Amrit Mahotsav’; in this case, Dewan Housing Finance Corporation Limited (DHFL) has hoodwinked a consortium of banks driven by the Union Bank of India to the tune of ₹35,000 crore through financial misrepresentation.

Steps that need to reduce the Wilful defaulters:

Way Forward

~Source: The Hindu

Syllabus :GS II Government policies and interventions for development in various sectors and issues arising out of their design and implementation. 

2. Chhattisgarh’s tribals fighting back the ‘No go’ category miners in central India’s densest forest. What are the legal cases strengthening the tribal cause and also explain the ecological impacts of such mining?


Tribal and forest-dwelling communities have opposed mining in Chhattisgarh’s Hasdeo Arand, one of central India’s most dense forests. The latest chapter in the saga of resistance is how they forced the stoppage of the Parsa open cast mining (OCM) project barely two months after the Chhattisgarh government approved it

‘No-go’ category:

Miners have eyed the coal beneath the green cover for over a decade now. Hasdeo’s 23 coal blocks fall under a “No-Go” category listed in a joint study published by the Union Ministry of Environment, Forest and Climate Change and the Ministry of Coal in December 2011. The study classified unfragmented forest landscapes with a gross forest cover of over 30 per cent as “No-Go” areas for mining.

Legal violations

Ecological impact

Way Forward:

  1. By making the women from PVTGS and other forest-dwelling communities aware of their legal and constitutional rights and human rights.
  2. By safeguarding and implementing Community Forest Rights (CFRs) and Habitat Rights through gender-sensitive approaches.
  3. By conducting training workshops to prepare the tribal society for handling unwarranted dangers.

~Source: FrontLine